Should Americans have free universal health care Research Paper

Should Americans have free universal health care - Research Paper Example However, the health insurance project does not give an impression of achieving its intended purpose of providing quality health security. In the contemporary American society, health security seems to be confined to a given section of the local populace. I am a loyal retiree and an inhabitant of the United States of America. No member of my entire family is currently entitled to health insurance coverage. My health insurance coverage was, unfortunately, withdrawn when I lost my job. Nonetheless, I do admit that even when I enjoyed the privileges that come with full-time job, I never benefited from the scheme as to my expectations. Consequently, my quest for valuable health care services coerced me into conducting a research on the proposed free Universal Health Care; its legitimacy and suitability to the ordinary American population. The research paper is a detailed, analytical editorial based on a number of past research studies. INTRODUCTION The universal health care, also known as the social health protection, is a system which provides quality health coverage and financial shield to all citizens of a given country. Its key goal is to provide a significant package of financial and medical promotions to all members of the state’s populace. ... Today, scores of debates and arguments have developed in America pertaining to whether or not the Universal health coverage is morally justified. The so called Obama Care was established and approved in 2010 as an idea of the Institute of Medicine. Its principal concern is to ensure that all Americans have affordable health coverage by 2014. The Americans’ take on the current health care system Most American citizens sympathize with the fact that the present-day American healthcare system is skewed toward the concern of corporate bodies rather than independent individuals and small scale business units. The contemporary American health insurance policy employs a scheme known as pooling in which employers attached to large corporations insure their employees with health care insurances, subject to contract. However, there is usually a wide disparity between the sick and healthy as a majority of the insured employees live healthily. As a matter of facts, the said discrepancy cov ers the expenses of the sick resulting to sound premiums for the companies’ employees. Conversely, this approach is only appropriate for companies with the substantial number of employees thus creating hurdles for undersized businesses. Miniature business units find sheer intricacy in covering their employees. This is attributed to the high ratio of the hill to the healthy resulting in sky-scraping premiums. In contrast, such establishments often fail to afford the premiums hence opt out of upholding the health coverage system for their employees. As a result, most American employees in the small business sector tend to believe that the proposed free Universal health coverage will be a better deal if well implemented.